Mortgage Broker in Mississauga and Ontario
Written by the HB Mortgage Centre team. Reviewed by Hardeep Batoo, Principal Broker (licence M13002408). HB Mortgage Centre is an FSRA-licensed brokerage (#13449). Last updated: June 23, 2026.
When a bank says no, that is one lender's answer, not the market's. HB Mortgage Centre is an FSRA-licensed Ontario brokerage that specializes in the files banks find hard: private mortgages, reverse mortgages, declined renewals, and credit-challenged situations. Since December 2021 we have funded over $1 billion across more than 50 lenders, and we bring the same care to the everyday side, first homes, renewals, and refinances.
We are a brokerage, not a bank. That means we work for you and look across lenders to find a fit for your situation, subject to qualification.
FSRA-licensed Ontario mortgage brokerage (FSRA #13449)
Principal Broker: Hardeep Batoo (Licence M13002408)
More than 50 lenders, one application
Staffed office in Mississauga, serving all of Ontario by phone
7045 Edwards Blvd, Suite 101, Mississauga, ON L5S 1X2
FSRA Brokerage #13449. Hardeep Batoo, Broker Licence #M13002408. Subject to qualification, lender availability, and property review.
Where do you start
Which mortgage path fits your situation?
Private mortgages
Turned down by a bank, self-employed, or working against a deadline? A private mortgage uses your property's equity as a short-term solution, with a clear exit plan.
Learn moreReverse mortgages
Aged 55 or older and equity-rich but cash-tight? Access your home's equity without required regular mortgage payments, with the trade-offs explained honestly.
Learn moreMortgage renewal
Your term is ending and the lender's letter arrived. Before you sign it, let a broker shop your renewal across lenders.
Learn moreMortgage with bad credit
Bruised credit does not have to end the conversation. We work with lenders who look at the full picture, subject to qualification.
Learn moreRefinancing
Restructure your mortgage, consolidate higher-interest debt against your home, or access equity for a goal.
Learn moreFirst-time home buyer
Buying your first home in Ontario? We walk you through the programs, the deposit, and what you can plan for.
Learn moreHome equity
Use the equity you have built through a HELOC or a home equity loan.
Learn moreSelf-employed mortgage
Mortgage options for business owners, contractors, and self-employed Canadians with non-traditional income documentation.
Learn moreCommercial mortgage
Learn moreDebt consolidation
Use available home equity to consolidate higher-interest debts into one mortgage structure, subject to lender approval and qualification.
Learn more
How does working with a mortgage broker work?
Tell us
Talk to a broker
Tell us your situation in a short, no-pressure conversation. There is no cost to ask.
Your situation
Tell us about your mortgage needs
Property location (city or postal code)
Current mortgage status
Main reason for reaching out
Credit challenges
Declined renewal
Self-employed
Power of sale
Start the Conversation →
The same care for a simple mortgage and a hard one
Here is the difference. A bank offers its own products and one set of rules. As an FSRA-licensed brokerage, we look across lenders and structure the file around your circumstances, whether that is non-traditional income, a recent credit event, a property a bank will not touch, or a renewal that needs a second look.
We lead with clarity, not pressure. You will get the honest version, including the cost and the trade-offs, so you can make a decision you are comfortable with. Every option is subject to qualification, lender review, and the documentation your file needs.
Our office
A real office in Mississauga, serving all of Ontario
We are based in Mississauga, with a staffed office where you can reach Hardeep Batoo and the team by phone or by appointment. We are licensed to serve clients across Ontario, and most of our work happens by phone and email wherever you are in the province.
See where we work: areas we serve across Ontario · Local to Mississauga: mortgage broker in Mississauga
- FSRA Brokerage #13449
- Hardeep Batoo, Broker Licence #M13002408
- 7045 Edwards Blvd, Suite 101, Mississauga, ON L5S 1X2
- Ontario-wide by phone and email
Rated 5.0 by our clients on Google
Mr. Hardeep Batoo and his staff did a great job with approving my mortgage. They were always available to answer my calls and questions, and guided me through the process step by step. I'm very happy with the end results.
Gurbir S.
5-Star Google Review
FSRA Licensed Brokerage
#13449 · Ontario
5.0 · 12 Google reviews
I cannot praise Rob and Hardeep enough for their help in securing a mortgage for my family. They helped educate us on why their mortgage was the best option for our particular situation.
Sandra F.
5-Star Google Review
FSRA Licensed Brokerage
#13449 · Ontario
5.0 · 12 Google reviews
I highly recommend Rob and Hardeep for your mortgage needs. From start to finish they were knowledgeable and professional, and eased any concerns I had being a new home buyer.
T. L.
5-Star Google Review
FSRA Licensed Brokerage
#13449 · Ontario
5.0 · 12 Google reviews