About HB Mortgage Centre
About HB Mortgage Centre
You are about to trust someone with a major financial decision, so it is fair to ask who is on the other end. Here is the direct answer: HB Mortgage Centre is an FSRA-licensed Ontario mortgage brokerage based in Mississauga. We specialize in the files that need more than a simple yes, private mortgages, reverse mortgages, renewals, and credit-challenged situations, while handling the everyday side too: purchases, first-time buyers, refinancing, and home equity.
We are a brokerage, not a bank. That means we work for you, compare across lenders, and give you the honest version, including the trade-offs. And if a bank has already said no, keep in mind that a decline from one lender is one lender's answer, not the market's.
Written by the HB Mortgage Centre team. Reviewed by Hardeep Batoo, Principal Broker (licence M13002408). HB Mortgage Centre is an FSRA-licensed brokerage (#13449). Last updated: June 23, 2026.
FSRA Brokerage #13449·Hardeep Batoo, Broker Licence #M13002408·Mississauga-based·Serving all of Ontario
Our approach
How does HB Mortgage Centre work?
What we stand for
What we stand for
A few things guide how we work:
Clarity over pressure. You get the honest version, including cost and trade-offs.
The right tool, not the easy sale. If a cheaper or simpler option fits, we will point you to it.
Broker, not lender. We arrange mortgages with lenders on your behalf; we do not lend our own money or promise approvals.
What do clients say about HB Mortgage Centre?
A 5.0 rating across 12 Google reviews, and more than $1 billion in mortgages funded since December 2021.
“Mr. Hardeep Batoo and his staff did a great job with approving my mortgage. They guided me through the process step by step and I'm very happy with the end results.”
“Hardeep and Rob were awesome. They explained the entire process step by step and answered all of my questions.”
Principal broker
Meet Hardeep Batoo, Principal Broker
Hardeep Batoo has spent more than 30 years in mortgages and lending. As Principal Broker he holds licence M13002408 and leads HB Mortgage Centre, FSRA brokerage #13449. His focus is the files other brokers tend to avoid: private financing, reverse mortgages, renewals that were declined, self-employed income that is hard to document, and credit that needs a workaround. He also handles the everyday side: purchases, first-time buyers, refinancing, and home equity. Hardeep works directly with clients, explains the trade-offs in plain terms, and will tell you when an option is not right for you. You can reach him at the Mississauga office or by phone.
For licensing details and how to confirm them, see our FSRA licensing and how to verify it.
Talk to us
If you want a broker who will be straight with you about your options, start with a short conversation.
What happens next:
- You call or send the contact form. The first conversation is free, with no obligation and no pressure.
- Hardeep reviews your situation and lays out the options that may fit, with costs and trade-offs explained.
- If you proceed, the same broker handles your file through to closing. No outcome is promised; everything depends on qualification and lender review.
FSRA Brokerage #13449 | Hardeep Batoo, Broker Licence #M13002408 | Each Mortgage Centre is independently owned and operated.
FSRA Brokerage #13449 · Hardeep Batoo, Broker Licence #M13002408 · Ontario-wide
Explore