Apply for a Mortgage in Ontario

This page is where you start your application. Tell us a bit about your situation and a licensed broker will review it and get in touch. There is no cost and no obligation, and applying does not commit you to anything. Every mortgage is subject to qualification and lender approval.

Since December 2021, HB Mortgage Centre has funded over $1 billion in mortgages, working with a network of more than 50 lenders.

Written by the HB Mortgage Centre team. Reviewed by Hardeep Batoo, Principal Broker (licence M13002408). HB Mortgage Centre is an FSRA-licensed brokerage (#13449). Last updated: June 23, 2026.

What happens after you apply?

A licensed broker reviews what you sent

A licensed broker reviews what you sent.

We reach out, your preferred way

We reach out, usually by your preferred method, to talk through your situation.

If it makes sense, we guide the application

If it makes sense to proceed, we tell you what to prepare and guide the application, subject to qualification and lender approval.

No surprises, no pressure. If now is not the right time, that is fine too.

The form

Start your application

The form asks for a few quick details to get the conversation started:

  • Name
  • Phone and email
  • What you need help with (purchase, renewal, refinance, private, reverse, other)
  • Best time to reach you

We only ask for what we need to start the conversation. You can share the rest with your broker directly.

Prefer to talk first?

You do not have to use the form. Call us or reach out and we will take it from there.

(647) 542-6100

Call now

We are an FSRA-licensed Ontario brokerage. We arrange your mortgage with lenders on your behalf, and we do not promise approvals or rates.

FSRA Brokerage #13449Broker Licence #M13002408No cost, no obligationServing all of Ontario

Mortgage approvals, rates, terms, products, fees, and available lender options are subject to lender approval, borrower qualification, property review, market conditions, documentation, title review, and applicable laws. O.A.C. E.&O.E. HB Mortgage Centre is an FSRA-licensed Ontario mortgage brokerage, FSRA Brokerage #13449. Each Mortgage Centre is independently owned and operated. This website provides general information only and does not provide legal, tax, financial planning, estate planning, investment, accounting, or benefits advice. For legal matters, speak with an Ontario lawyer. For tax, estate, benefit, investment, or accounting questions, speak with a qualified advisor before making a decision.

© 2026 HB Mortgage Centre. FSRA Brokerage #13449. All rights reserved.